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Pensions challenge update

Matters arising from the McCloud judgement on the discrimination caused by the current transitional protections in the CARE 2015 scheme continue to be addressed.

The seven main staff associations: Police Federation of England and Wales (PFEW,) Scottish Police Federation (SPF,) Police Federation for Northern Ireland (PFNI,) Police Superintendents’ Association (PSA), Association of Scottish Police Superintendents (ASPS,) Superintendents’ Association of Northern Ireland (SANI) and Chief Police Officers’ Staff Association (CPOSA) are working together with key employer representatives through the Scheme Advisory Board (SAB) to reach a solution.

The first meeting of the SAB, Technical Working Group (TWG) was held on 11 February 2020. The role of the associations in the first instance was to ensure that government understands the scale and breadth of the problem.

The government has already committed to rectifying the discrimination caused by transitional protections (not only claimants). Discussions in the TWG focus on how best to achieve this, as well as considering other knock-on effects that any remedy will have, such as the impact on contributions, taxation, and – crucially – on the most vulnerable, such as officers who have ill-health-retired.

For the first meeting, advice was taken from legal advisors and pensions specialists to put together over 20 questions.

These include seeking reassurances that officers will have access to sufficient information and potentially, independent financial advice to assist in understanding which scheme provides them the better outcome.

An update, including FAQs will be published in the near future. The PSA will continue to participate in the TWGs.